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Kara Rhodebeck
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Improving one’s credit score doesn’t just mean better rates on borrowed money or credit cards – for many survivors, it means access to very basic needs, such as

safe housing and employment.

Kara Rhodebeck

Economic Justice and Microloans Coordinator National Network to End Domenstic Violence

“Improving one’s credit score doesn’t just mean better rates on borrowed money or credit cards – for many survivors, it means access to very basic needs, such as safe housing and employment.”

Kara Rhodebeck is an Economic Justice and Microloans Coordinator at the National Network to End Domestic Violence (NNEDV). She sees first-hand how financial abuse affects survivors’ ability to move from short-term safety to long-term security. NNEDV’s Independence Project, a credit-building micro-lending program for survivors, makes financial freedom a possibility for survivors of domestic violence who have experienced financial abuse.

Financial abuse (which can include ruined credit by an abuser or withholding access to credit) occurs in 99 percent of domestic violence cases. Credit is a major barrier toward long-term security, because it is a necessary financial component for most individuals to access basic needs, such as safe housing and employment.

Micro-lending empowers survivors of domestic violence to build a solid foundation and plan for their long-term safety and financial security. The average microloan can increase one’s credit score by 50 points! With the Independence Project, we are able to continue lending to a survivor in good standing until she reaches her credit score goal. Having a good credit score opens doors that allow survivors to focus on safety and security beyond today.

Did you know

  • We have partnered with the National Network to End Domestic Violence since 2013 to support its mission to change the way our society deals with domestic violence.
  • Thirty-One Gives invested $125,000 in the National Network to End Domestic Violence to launch the Independence Project, a micro-lending program to help survivors of domestic violence build credit scores and economic independence.
  • Thirty-One designates all Round-up! funds raised in the month of October to organizations that support victims of domestic violence.
  • You can show your support to help end domestic violence by adding a purple Gives Care Ribbon to any of your Thirty-One Gifts products.